Our Story

Repair thatstays with you.

We're a credit repair firm that treats your file like our own. We audit, we dispute, we educate, and we stick around long after the deletions land.

Clear Path Repair strategy session with a client

Every client gets a real strategy session

Why We Exist

Most companies fix your credit and disappear. We stay.

Here's what usually happens in this industry: a company disputes a few items, collects two or three monthly payments, and vanishes. Your score bumps up for a moment, then slides right back, because nobody taught you what to do next.

Clear Path Repair is different. We stay with you. Long after the disputes are done, you get real advice, practical tips, and proven strategies to keep your credit climbing month after month.

Because this isn't just repair. It's education and ongoing support, so you never end up in the same place again.

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Files Restored

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Avg. Points Gained

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First-Cycle Deletions

Ozza Bejjaji, Founder and CEO of Clear Path Repair

Meet the Founder

"Most companies fix your credit for two or three months and disappear. That was never good enough for me. We stay with you, teaching the strategies that keep your credit strong for life."

Ozza Bejjaji

Founder & CEO, Clear Path Repair

Methodology

The legal stack behind every deletion.

FCRA § 611

The Fair Credit Reporting Act forces bureaus to investigate any item you dispute. We file disputes engineered to trigger maximum legal obligation.

FDCPA

The Fair Debt Collection Practices Act lets us demand validation from collectors. No validation, no collection, and no tradeline.

Metro 2 Auditing

Every furnisher must report in the Metro 2 format. We audit field-by-field; non-compliant reporting must be deleted under bureau policy and law.

FACTA

The Fair and Accurate Credit Transactions Act adds identity-theft and accuracy provisions we invoke for fraud-adjacent items.

Standards

Built on compliance. Driven by results.

CROA Compliant Encrypted Vault Bonded Firm 4,200+ Clients
Clear Path Repair
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Contact

(727) 855-7612 clearpathrepair.enterprise@gmail.com HQ: Tampa, Florida HQ: Washington, DC
© 2026 Clear Path Repair LLC. All rights reserved.CROA Compliant · Results vary by individual credit profile